Associated Bank Class Action Lawsuit Filed Over Associated Bank Debit Card Overdraft Fees

We had Associated 7 years ago and were there for a short time until my husband received his payroll check and 4 days later supposedly we were over drafted by $223 and they tacked on OVER $600 in over draft fees!! and been after us since. The people that call you from collections are very rude and the CSR tellers in the bank its self are extremely rude. We have since moved our business and accounts elsewhere and have been pleasantly blessed since NEVER AGAIN!!!!!

Does anyone know how I can get involved with this lawsuits? I just closed my account from them for all this shit plus taking money out that took over a month to for out.

Listen folks. . .overdrafts don’t just randomly post to your bank account because the bank feels like screwing you today. If you don’t have money in your account, then don’t spend it! And don’t try to beat the bank by trying to cover money you spent, that wasn’t there, and expect everything to be fine. Use a checkbook ledger, that’s what they are there for! Yes, I agree that financial institutions will charge fees that sometimes seem astronomical, but you CAN avoid these fees if you are smart and quit blaming everyone else for your problems and lack of knowing how to balance a checkbook! By the way, you don’t sign-up for a class action lawsuit! You are automatically put into it if you had accounts during the time they are suing for and if you incurred any fees as a result of the lawsuit. In the end, you will all get a check for like a $1.47 because the lawyers get their huge cut first and then the proceeds are divided among the hundreds of thousands of people left. Get over it people.

I have a 20 million Dollar Federal Lawsuit filed against Associated Bank for wrongful transfer of title, criminal slander of title, wrongful foreclosure, manufacturing default on my mortgages, mail fraud to create default, claiming that a default letter they sent me ordering me to pay thousands of dollars I don’t owe or lose my property is “an automatic electronic generated mistake and probably I can ignore it” I am paying off money that I do not even owe because my loan should already be paid off. They have siezed my $800 loan payment from my occupant in my rental property that always made my loan payment and letting him pay short to manufacture a default and create late fees and inspection charges. I have 3 opportunities to refinance with new lenders to get away from Associated Bank and pay off the mere $6000 remaining balance and the last 30 day late hit to my credit kicked out my ability to continue and qualify for the refinance. Now, I am in the final approval stages with another lender…… How can my loan be held hostage when I can pay and want to pay. It only becomes a mortgage when your property is registered with the courthouse to create the lien. The property is only security and ability to be taken if one can not pay or will not pay– but they are taking my rental income through my account but not giving me any transaction receipts/communications and record of fees or charges so that I can complete payments. There seems to be some sort of court -appointed receivership but no-one will fess up and tell me about it. $150 pages of my bank statements from Associated Bank showed up on the case efile with none of my personal information or account numbers redacted. I subpoened my own records in 2020 and Associated bank sent them by disc rather than paper copies and had the disk encrypted so that I needed a special password to open it and Associated Bank would not supply this. I filed for a contempt to not comply with the subpoena and a Marathon County Judge Mike Moran did not enforce the contempt and said he was handing the case forward into the lawsuit that my renter filed against me but then instead entered and order that dismissed my case with prejudice. It is my understanding that Associated Bank can not release my personal bank statements without having them notarized and or by submitting them by signed affidavit swearing they are correct and accurate otherwise they are to be hearsay. I initially filed my lawsuit 4/4/2021 U.S. Western District Court of Wisconsin (3:21-cv-00224) and Chief Judge Pederson put a hold on sending out summons until they determined jurisdiction. Judge Pederson recused himself after 4 months and more pressure from me to send out summons and enter injunctive relief because I suffered a stroke and lots of falls and had become disabled from the stress. Further, Rodney Oleson, my tenant had an attorney with stage 4 cancer that had filed all types of frivolous motions and put on the record she set up an escrow account with her office, to collect the payments to bypass me and pay the banks directly. Judge Falstad of Marathon County had ruled that they could not bypass me and had to pay me directly. Attorney Diana Schira passed away July of 2020. Her last testimony was that $60,800 has been paid— for what? and where is the money and the receipts. I requested a litigation hold on her business, personal estate and her file…. The courts did not order it. Further, Oleson just put in a police report that — a judge in Marathon County has given him permission to do what he wants with my property because he already owns it. I filed a disqualification of all Marathon County Judges– because this undermines public trust in the judicial application of the law. My documents show this conspiracy between the banks, Rod Oleson, the police and local government and now the judges. They speak of some court ordered receivership to transfer title of someone’In fs property without a foreclosure process. This allows a bank to advance funds on a profitable property for repairs and to pay the receiver so that the receiver can act in the best interest of all parties. However, a receiver is only to be appointed if the borrower/debtor cannot pay or doesn’t want to pay. I can and want to pay to get away from Associated Bank. Oleson forged as owner and got a building permit to put a new roof on my house, he has added my name onto an insurance policy and talked with the local branch manager of Associated bank telling him that I gave my permission to do that. He keeps alleging a land contract and I have never signed anything. Covid and the finagling of the judges have never given me my day in court. Oleson was cutting on a big tree in the front yard of my property. I stopped and asked the tree trimmer– “Who authorized you to cut on this tree” He said the owner of the property– Rod Oleson. I said, I am the owner of the property, and this is in dispute with Summary Judgement decision pending in less than 48 hours in my favor because they did not even submit any defense yet. ” Oh, should I quit cutting?” When I turned around, a police officer had been called by Oleson. Officer Shane Thatcher, of the Mosinee Police department– said oh you—- This is a land contract– We have had enough of this— You are under arrest. He came at me and I fell to the ground and he cuffed me in seconds. Then said, “Get up you are going to jail” I tried to explain that my foot was splinted for planter fasciitis and to call behavioral health because I was working with them on my PTSD because in trauma my blood pressure and pulse drop off—- This was before the George Floyd death. He attempted to lift me and dropped me 4 times I was screaming in pain because my hands were jammed in the cuffs and my knees, shoulder and legs were injured with each drop to the ground. I was going no-where and he had already called for backup why didn’t he just leave me on the ground. The tree trimmer walked over and said to the officer,” Can we start this over? Can we do this differently?” The officer said, “Just get the F-c- away from me, Get the F–k away from me.” My fear of claustrophobia kicked in as I saw the squad car. I was screaming for help, the officer lunged me forward full weight on my knees… I screamed in pain. My boyfriend had arrived and started to creep forward telling the officer he knew what was going on my PTSD and he could help… the officer again said, stop right there stay the fu-k away. The officer was kneeling on my back and lifted me by my hands cuffed behind my back up to the sun… I screamed in pain and fear… pleading for someone to help me. Backup arrived… with the help of the officer…. I was lifted to my feet in seconds. I felt a little relief with the other officer there. Thatcher…. walked away to talk to Rod Oleson in the house. I pleaded with the other officer to put down the windows because I couldn’t breathe— I had a huge jacket on and the fall day turned hot with the sun out. I pleaded to have the cuffs adjusted that my hand was going numb. Also, that my knees were in pain because I was wedged in the seat. The officer could not look directly at me…… He knew I was in pain. When Thatcher came out– the other officer asked Thatcher— “are you sure you have to do this?” Oh yes, Thatcher, said she spit at me. I never spit at him. My speech in PTSD and the physical shut down of my body slurs my tongue and words and you normally salivate for in fear and distress, and I was panting from the heat and the struggle. I got charged with felony obstructing an officer and resisting arrest and two counts of disorderly conduct— one because they claimed the tree trimmer was a victim and because I was creating a scene because I was yelling in pain. The Marathon County Courts refuse to joinder the banks to the lawsuit and are leveraging this civil lawsuit with these criminal charges and the restraining order so that I cannot even go on my property or contact Rod Oleson regarding his lack of payments. Because several court appointed attorney’s use up the $750 indigency fee cap– they with-drew and another was appointed. How can they have taken and intercepted over $3500 dollars in money from my accounts when I have not had my day in court nor been found guilty of anything. About 3 months ago they wanted to have me deemed incompetent because I was asking for a break because of my health. That is when I had my TIA, another fall and needed a month of home care.
Look, it is an attorney that signs your default or foreclosure notice– not anyone from the bank. The attorney is a 3rd party debt collector collecting for themself. This is illegal if you are pro se that they cannot suit you in a state court where the laws are legislated laws. Especially if they are trying to take your title rather than just determine the declaration of interest. Jurisdiction for title dispute is always in federal not state court. Further, subject matter jurisdiction is in federal court because a foreign (which is a corporation— not a living breathing humane) against a pro se State Citizen governed by Constitutional Laws— not state legislated laws serving attorneys) must be heard in a federal court. Brutality by a police officer, torte injury law, reopening of bankruptcy case and any disputed amount over $75,000 requires federal district court jurisdiction. The second federal judge reassigned to my case has been holding dispersal of the subpoena to the banks and other attorneys since August 2021.
In Federal Court I have a right to a jury. In state court they are denying me a jury trial or even a right to transfer my case out of Marathon County because there is no way that I can have a fair trial there. The federal court has taken my two-$402. 00 filing fees but not sent out summons— how can this be? I have about $20,000 in administrative costs all because Associated Bank sent out some mailing to a past address (even though I have proof of my change of address), Wisconsin Attorney General Josh Kaul has been copied in on all these documents and the case. He has done nothing– not even reply. His duty for siting FARA (Foreign Agent Registration Act) penalties for attorneys that cannot use their state BARR License to collect debt from a pro se individual in State Court is being sherked and risking all Citizens. The monopoly of the Barr Association to train attorneys, police attorneys, and sanction attorneys is a monopoly and monopolies are to be dis-banned by law. The definition of a monopoly– is any entity that has near exclusive control of a product or service to set the price as they wish and that no other alternative for service of product is available to the consumer– constitutes a monopoly. Think about it– Every school, clinic, business, factory, church, etc. has an attorney in the structure and everything must go through them– monopoly. Think about it— you always hear— You have to get an attorney. That is said because an attorney is trained how to play the game with the other attorney— they both know they are lying to run up the bill for each side— once one party runs out of money— a decision gets reached very quick. The Barr number is saying that attorneys have a right to play law as they are trained with another attorney. The attorneys pledge their allegiance to the Queen of England and to themselves and their attorney colleges of the US (United States) which is the district of Columbia.— not to the Citizens of the United States of America. State Statutes are legislated not Constitutional Laws. The foreclosure law is not even a valid law because it lacks a title, body and enacting clause. See Guy Neighbors– Advocates for Justice– Wrongful Foreclosure Strategies DYI course and his u tube videos to help yourself against foreclosure, eviction, debt collectors, property tax issues, police harassment etc.
I have filed a second Lawsuit 3:21-CV-00755 in the U.S. Federal Courts Western District of Wisconsin under judge William Conley for civil rights violations against the disqualified Marathon County Judges— Every decision they have ever made, any judgement or ruling can be reopened and questioned in his/her time on the bench by any party to any case. The Federal judges should be involving the FBI and the Different portions of the Justice Department to investigate the banks, attorneys, judges, police officers and any conspiracy that is affecting a consumer– otherwise this is a significant obstruction of justice and treason to the Constitution of the United States of America. These judges can be jailed an/or fined and/or removed from the bench.
I know there are 91 pages of complaints on the Better Business and Consumer Reports websites against Associated Bank. Please send me anything with your complaints or concerns about Associated Bank, Marathon County Judges or Federal Judges and/or Attorney violations. Lori A. Gintner 106 Maple Street Mosinee WI or lgintner000@gmail.com. Let’s stop this 34- billion dollar Associated Bank monster and the attorney monopoly.